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Terms of Service

Last Updated: 6 February 2026

Agreement to Terms

These Terms of Service constitute a legally binding agreement between you and VexMonario ("Company," "we," "us," or "our") concerning your access to and use of the vexmonario.com website and related educational services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, you may not access or use our Services.

Description of Services

VexMonario provides educational resources, tools, and information related to financial literacy for service workers with tip-based income in Mexico. Our Services include:

  • Educational content about budgeting, saving, and tax compliance
  • Downloadable templates and calculators
  • Informational guides and resources
  • Contact and inquiry services

Our Services are for educational and informational purposes only. We do not provide financial advice, tax advice, or professional financial planning services.

Educational Purpose Only

All content provided through our Services is for general educational purposes. The information should not be considered as:

  • Professional financial advice
  • Tax advice or tax preparation services
  • Legal advice
  • Personalized recommendations for your specific situation

You should consult with qualified professionals before making financial decisions. We are not responsible for any actions you take based on information obtained through our Services.

User Responsibilities

When using our Services, you agree to:

  • Provide accurate and complete information when requested
  • Use the Services only for lawful purposes
  • Not attempt to gain unauthorized access to any part of the Services
  • Not interfere with or disrupt the Services or servers
  • Not use the Services to transmit harmful code or malware
  • Respect intellectual property rights in all content
  • Not reproduce, distribute, or commercially exploit our content without permission

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of VexMonario or its content suppliers and is protected by Mexican and international copyright laws.

You may access and use our educational resources for personal, non-commercial purposes. You may not modify, reproduce, distribute, or create derivative works without our express written permission.

User-Generated Content

If you submit content to us (such as feedback, questions, or comments), you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content for the purpose of operating and improving our Services.

You represent that any content you submit does not violate any third-party rights and complies with applicable laws.

Third-Party Links and Resources

Our Services may contain links to third-party websites or resources. We provide these links for your convenience but do not endorse or assume responsibility for the content, products, or services of third parties.

Your interactions with third-party websites are governed by their own terms and privacy policies. We are not liable for any loss or damage arising from your use of third-party websites.

Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

  • The Services will be uninterrupted or error-free
  • Defects will be corrected
  • The Services are free of viruses or harmful components
  • The information provided is accurate, complete, or current
  • The Services will meet your specific requirements

Limitation of Liability

To the maximum extent permitted by law, VexMonario shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of or inability to use the Services
  • Any content obtained from the Services
  • Unauthorized access to or alteration of your data
  • Financial decisions made based on information from our Services

Our total liability for any claim arising from these Terms or the Services shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless VexMonario, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Services
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your violation of applicable laws or regulations

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without notice. We may also update or change these Terms periodically. Continued use of the Services after changes constitutes acceptance of the modified Terms.

Termination

We may terminate or suspend your access to the Services immediately, without prior notice, if you breach these Terms or for any other reason at our sole discretion.

Upon termination, your right to use the Services will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, and limitations of liability.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Mexico, specifically the laws applicable in the State of Chiapas, without regard to conflict of law principles.

Any disputes arising from these Terms or the Services shall be subject to the exclusive jurisdiction of the courts located in Tuxtla Gutiérrez, Chiapas, Mexico.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and VexMonario regarding the Services and supersede all prior agreements and understandings.

Contact Information

If you have questions about these Terms of Service, please contact us:

VexMonario
Carr. Chicoasen 279
Tuxtla Gutiérrez, Chiapas, Mexico
Email: info@vexmonario.com
Phone: +52 961 602 1601

VexMonario

Empowering Mexican service workers with the financial knowledge and tools needed to thrive with tip-based income.

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  • Tuxtla Gutiérrez, Chiapas

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